body {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
}

.nav {
	font-size: 11px;
	font-weight: bold;
	margin: 0 0 0 0;
	text-align: center;
}

.nav a:link  {
	color : #666666;
	text-decoration: none;
	display: block;
	padding: 3px 0 3px 0;
	margin: 0 0 7px 0;
	border-right:1px solid #666;
}

.nav a:visited  {
	text-decoration: none;
	color: #666666;
	display: block;
	padding: 3px 0 3px 0;
	margin: 0 0 7px 0;
	border-right:1px solid #666;
}

.nav a:hover  {
	text-decoration: none;
	color: #666666;
	display: block;
	padding: 3px 0 3px 0;
	margin: 0 0 6px 0;
    BACKGROUND: url(http://mortgagepoint.adviserworks.com.au:80/binaries?folderid=1008&name=sep_nav.gif) transparent top center no-repeat;
	border-right:1px solid #666;
}

.nav-member {
	font-size: 11px;
	font-weight: bold;
	/* margin: 0 0 {bottom border}?px 0; */
	margin: 0 0 7px 0;
	padding: 3px 0 3px 0;
	border: 0px solid #666;
	text-align: center;
}

.nav-member a:link  {
	color : #333;
	text-decoration: none;

}

.nav-member a:visited  {
	text-decoration: none;
	color: #333;
}

.nav-member a:hover  {
	text-decoration: none;
	color: #777;
}

p.subnav {
	font-size: 11px;
	font-weight: bold;
	background-color: #fff;
	color: #F7F7F;
	padding: 0 0 0 0;
	margin: 0 0 0 0;
}

p.subnav a:link {
	font-size: 11px;
	color:#7F7F7F;
	text-decoration: none;
	padding: 7px 10px 7px 10px;
	margin: 0 0 0 0;
	display: block;
	border-bottom: 1px solid #E3E3E3;
}

p.subnav a:visited {
	color:#7F7F7F;
	text-decoration: none;
	padding: 7px 10px 7px 10px;
	margin: 0 0 0 0;
	display: block;
	border-bottom: 1px solid #E3E3E3;
}

p.subnav a:hover {
	color:#7F7F7F;
	text-decoration: none;
	background: url(http://mortgagepoint.adviserworks.com.au:80/binaries?folderid=1008&name=nav_icon.gif) top left no-repeat;
	padding: 7px 10px 7px 10px;
	margin: 0 0 0 0;
	display: block;
	border-bottom: 1px solid #E3E3E3;
}

.body_text a:link  {
	color : #ED1C24;
	text-decoration: none;
	font-size: 11px;
}

.body_text a:visited  {
	color : #ED1C24;
	text-decoration: underline;
	font-size: 11px;
}

.body_text a:hover  {
	text-decoration : underline;
	color : #ED1C24;
	font-size: 11px;
}

h3 {
	color: #cc0000;
	font-size: 14px;
	font-weight: bold;
	padding-bottom:5px;
	border-bottom: 1px solid #D9D9D9;
	margin: 12px 0 2px 0;
}

p.side-nav {
	font-size: 11px;
	color: #F7F7F;
	line-height: 1.5em;
	margin: 0;
}

p.side-nav a:link {
	font-size: 11px;
	color:#7F7F7F;
	text-decoration: none;
}

p.side-nav a:visited {
	color:#7F7F7F;
	text-decoration: none;
}

p.side-nav a:hover {
	color:#7F7F7F;
	text-decoration: underline;
}


.body_text {
	font-family: arial, verdana, sans-serif;
	font-size: 11px;
	color: #444444;
	line-height: 1.5em;
	margin: 0 0 5px 10px;
}

.home_bold {
	font-family: arial, verdana, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #444444;
	line-height: 1.5em;
	margin: 0 0 0 10px;
}

.heading {
	background: url(http://mortgagepoint.adviserworks.com.au:80/binaries?folderid=1008&name=title_icon.gif) left no-repeat;
	color: #ED1C24;
	font-size: 16px;
	font-weight: bold;
	padding: 0 0 0 10px;
	margin: 10px 0 0 0;
}

.subheading_1 {
	color: #444444;
	font-size: 14px;
	font-weight: bold;
	margin: 0 0 10px 10px;
}

.subheading_2 {
	color: #ED1C24;
	font-size: 12px;
	font-weight: bold;
	margin: 0 0 0 10px;
}

.list_bullet {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	list-style-type: disc;
	line-height: 1.8em;
	margin-left: 10px;

}

.list_bullet_2 {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	list-style-type: circle;
	line-height: 1.5em;
	margin-left: 10px;
}

.list_bullet_3 {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	list-style-type: square;
	line-height: 1.5em;
	margin-left: 10px;
}

.list_number {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	line-height: 1.8em;
	list-style-type: decimal;
	margin-left: 10px;

}

.list_number_2 {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	list-style-type: lower-alpha;
	line-height: 1.5em;
	margin-left: 10px;

}

.list_number_3 {
	font-family: arial, verdana, sans-serif;
	color: #444444;
	font-size: 11px;
	list-style-type: lower-roman;
	line-height: 1.5em;
	margin-left: 10px;

}

ul {
	margin: 1em 0 1em 1.5em;
	padding: 0px;
}

ol {
	margin: 1em 0 1em 2em;
	padding: 0px;
}

#footer p {
	font-size: 11px;
	line-height: 1.5em;
	margin: 0;
}

#footer p  a:link {
	color:#F68D92;
	text-decoration: none;
}

#footer p a:visited {
	color:#F68D92;
	text-decoration: none;
}

#footer p a:hover {
	color:#ED1C24;
	text-decoration: underline;
}

.image_caption_left {
	text-align: left;
	font-style: italic;
	color: #FF6600;
	line-height: 1.5em;
}

.image_caption_centre {
	text-align: center;
	font-style: italic;
	color: #FF6600;
	line-height: 150%;
}

.image_caption_right {
	text-align: right;
	font-style: italic;
	color: #FF6600;
	line-height: 1.5em;
}

.quote {
	font-family: arial, verdana, sans-serif;
	color: #7F7F7F;
	font-size: 11px;
	font-weight: bold;
	margin-left: 25px;
	font-style: italic;
}

.indent {
	margin-left: 25px;
}

.image_align_left {
	padding: 5px 5px 5px 0px;
	float: left;
	margin: 5px 5px 5px 0px;
}

.image_align_centre {
	padding: 10px;
	text-align: center;
	margin: 10px;
}

.image_align_right {
	float: right;
	padding: 0px 0px 5px 5px;
	margin: 0 0 5px 5px;
}

.superscript {
	font-family: arial, verdana, sans-serif;
	font-size: 9px;
	vertical-align: super;
	margin: 0 0 0 10px;
}

.subscript {
	font-family: arial, verdana, sans-serif;
	font-size: 9px;
	margin: 0 0 0 10px;
}